How to pay someone with apple card?

1. Open the Messages app, then start a new conversation or tap an existing one.
2. Tap the Apple Pay button . If you don’t see the Apple Pay button, tap.
3. Enter the amount you want to send.
4. Tap Pay, then tap the send button.
5. Confirm your payment with Face ID, Touch ID, or your passcode.

Also the question is, can you Apple Pay someone with a credit card?

1. Apple Pay. Earlier this year, Apple discontinued person-to-person credit card payments, but you can use debit cards to transfer money to someone else. If you have an iPhone, you have a fairly instant way of sending money online.

People ask also, can you send someone Apple Pay? In the Messages app , you can use Apple Pay to send and receive money quickly and easily. There’s no app to download, and you can use the cards you already have with Apple Pay. When you receive money in Messages, it’s added to your Apple Cash card in Wallet.

Likewise, can you get scammed on Apple Pay? The way you can get scammed with Apple Pay is the same as you could get scammed while using any other payment system. Scammers make you transfer your money via Apple Pay to appear as if it was your own choice. A cybercriminal will use social engineering to pretend to be your friend or a family member asking for money.

Subsequently, why can’t Apple Pay with credit card? Apple Pay Cash disallowing person-to-person credit card payments. … Effective immediately, Apple Pay Cash in iOS 12.2 and watchOS 5.2 will not allow sending person to person funded by credit cards, including the forthcoming Apple Card.The one downside to the rewards is that they go into your Apple Cash account by default, rather than against your credit balance, though you can set it up to dump money there. One boon to the system is that, unlike typical bank reward plans, you get the money soon after the payment is charged, rather than once a month.

Can you send Apple pay to someone without a card?

Apple Pay Cash can be used to make quick and secure purchases in stores, apps and on the web. … Apple customers who don’t already have Apple Pay set up on their supported device can still receive money from friends and family without needing to install a new app or add a card to Wallet.

Does Apple pay charge a fee?

No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

Can you get your money back if you get scammed on Apple Pay?

If you sent the wrong amount or sent money to the wrong person, try to cancel the payment or ask them to send the money back. … Go to Settings > Wallet & Apple Pay, then tap your Apple Cash card to see more options and tap Manually Accept Payment.

Can you dispute a Apple Pay transaction?

Apple Pay person to person payments are just like any other private transaction between two people. If you’re unable to cancel or receive your money back from the recipient, you can contact us to open a dispute.

Is it safe to put a debit card on Apple Pay?

Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. … Apple doesn’t store or have access to the original credit, debit, or prepaid card numbers that you use with Apple Pay.

Is Apple Pay worth getting?

If you like using Apple Pay on your iPhone or Apple Watch, the Apple Card is worth considering. With 2% daily cash back on any purchases made through the tap-to-pay mobile payment system, it’s one of the more generous cash-back cards on the market. … The physical card, while slick-looking, only provides 1% cash back.

Is Apple Pay worth using?

Apple Pay is certainly safer than cash and it has more safety features than credit cards. Some security features, like two-factor identification, are optional. A complicated passcode is still a good idea.

Can I get a refund if I use Apple Pay?

If you need to make a return for a purchase made with Apple Pay, you can receive refunds to your account. The key difference is that you may be asked to provide to the cashier the last four digits of your Device Account Number instead of the last few digits of your card number.

What’s the limit of Apple Pay?

Is there a limit for Apple Pay? No. Unlike contactless card payments that limit you to a £45 spend, there is no limit for Apple Pay. It means you can pay for your weekly shop, or fill your car up with fuel, all with your iPhone or Apple Watch.

How much is instant transfer on Apple pay?

For Instant Transfer, a 1 percent fee (with a minimum fee of $0.25 and a maximum fee of $10) is deducted from the amount of each transfer. With Instant Transfer, limits don’t include fees.

Can I use Apple pay at ATM?

Question: Q: Use Apple Pay at atm If your iPhone is locked, double-click the home button to open Apple Pay. Otherwise, tap Wallet and tap your debit card. Hold your iPhone near the contactless reader symbol on the ATM and keep your finger on the home button to activate Touch ID. … Enter your PIN on the ATM’s keypad.