- Open the Messages app, then start a new conversation or tap an existing one.
- Tap the Apple Pay button . If you don’t see the Apple Pay button, tap.
- Enter the amount you want to send.
- Tap Pay, then tap the send button.
- Confirm your payment with Face ID, Touch ID, or your passcode.
Similarly, how do I pay someone else’s Apple Card? Open the Wallet app and tap your Apple Card. Under People, tap Share My Card, then tap Continue. Select a member of your Family Sharing group. To invite someone to join your Family Sharing group, tap Invite Someone.
Subsequently, how do I use Apple Pay in Nigeria? Open the Settings app. Scroll down and tap Wallet & Apple Pay, then tap your Apple Cash card. Tap Automatically Accept Payments or Manually Accept Payments.
Amazingly, is there a downside to Apple Pay? The one downside to the rewards is that they go into your Apple Cash account by default, rather than against your credit balance, though you can set it up to dump money there. One boon to the system is that, unlike typical bank reward plans, you get the money soon after the payment is charged, rather than once a month.
Furthermore, can you get scammed on Apple Pay? The way you can get scammed with Apple Pay is the same as you could get scammed while using any other payment system. Scammers make you transfer your money via Apple Pay to appear as if it was your own choice. A cybercriminal will use social engineering to pretend to be your friend or a family member asking for money.When someone sends you money, it’s securely received and kept in Apple Cash. You can use the money right away1 to send to someone, spend with Apple Pay, or you can transfer the money to your bank account or eligible debit card. If you send money to someone and they don’t accept it, you can cancel the payment.
How much can I send with Apple Pay?
Sending or receiving limits Per message, you can send or receive up to $10,000. Within a 7-day period, you can send or receive a maximum of $10,000.
Is Apple Pay worth using?
Hear us out: Paying with a smartphone is actually more secure and more efficient than using a credit card. If you aren’t using Apple and Google Pay at the grocery store, it’s time to start—it’s better than a credit card in pretty much every way. …
Can I get a refund if I use Apple Pay?
If you need to make a return for a purchase made with Apple Pay, you can receive refunds to your account. The key difference is that you may be asked to provide to the cashier the last four digits of your Device Account Number instead of the last few digits of your card number.
Is Apple Pay a good thing to have?
Apple Pay is certainly safer than cash and it has more safety features than credit cards. Some security features, like two-factor identification, are optional. A complicated passcode is still a good idea.
Can you get your money back if you get scammed on Apple Pay?
If you sent the wrong amount or sent money to the wrong person, try to cancel the payment or ask them to send the money back. … Go to Settings > Wallet & Apple Pay, then tap your Apple Cash card to see more options and tap Manually Accept Payment.
Does Apple Pay charge a fee?
No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.
Is Apple Pay safe if I lost my phone?
You just need to turn on “Lost Mode” under “Find My iPhone” in your iCloud account to deactivate Apple Pay. Some have also asked if a third party could extract credit card information through decryption if the phone is misplaced or stolen. The answer is no. … Apple does not store any card or personal data.
Can you send Apple pay to someone without a card?
Apple Pay Cash can be used to make quick and secure purchases in stores, apps and on the web. … Apple customers who don’t already have Apple Pay set up on their supported device can still receive money from friends and family without needing to install a new app or add a card to Wallet.
Can you Apple pay someone with a credit card?
- Apple Pay. Earlier this year, Apple discontinued person-to-person credit card payments, but you can use debit cards to transfer money to someone else. If you have an iPhone, you have a fairly instant way of sending money online.
What is the difference between Apple pay and Apple pay cash?
Apple Pay users make payments from their mobile device, funded by a linked credit or debit card. … Apple Cash can be found in Apple’s digital wallet. You can load cash from a debit or prepaid card, then use the wallet to fund Apple Pay transactions or send and receive money from others.
Does Apple pay have a limit?
Is there a limit for Apple Pay? No. Unlike contactless card payments that limit you to a £45 spend, there is no limit for Apple Pay.